Payment Policy

Last updated: January 16, 2026

 

VerveBazaar accepts secure payments through trusted providers. This policy outlines accepted methods, processing, security, and billing procedures for a transparent checkout experience.

 

Accepted Payment Methods

We support multiple convenient options at checkout:

 

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover

  • Digital Wallets: Apple Pay, Google Pay, Shop Pay

  • Buy Now, Pay Later: Klarna, Afterpay (subject to approval)

  • PayPal (full and PayPal Pay Later)

All transactions process securely through Shopify Payments or authorized partners.

 

Payment Processing

Step Timeline
Order placed Instant authorization
Payment captured At shipment (1-2 business days)
Confirmation email Immediately after order
Failed payment retry Automatic (3 attempts)


Pricing & Billing

  • All prices displayed exclude taxes (calculated at checkout based on shipping address)

  • Currency matches your region (USD default for US store)

  • No hidden fees – total shown before payment

  • International orders: Local currency conversion + possible bank fees

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Security

  • PCI-DSS compliant processors protect card data

  • No card details stored on our servers

  • SSL encryption secures all transmissions

  • 3D Secure (Verified by Visa, Mastercard SecureCode) for eligible cards

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Order Authorization vs Capture

  • Authorized: Funds reserved at checkout (holds 7 days)

  • Captured: Charged when order ships

  • Canceled orders: Authorization voided (no charge to card)

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Failed Payments

Common reasons and solutions:

  • Insufficient funds: Update payment method

  • Expired card: Use valid card

  • Fraud flags: Contact your bank, then us
    Retry automatically or update via order confirmation email link

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Refunds

Processed per Return & Refund Policy:

  • Issued to original payment method

  • 5-10 business days processing

  • Partial refunds for discounts/coupons applied

  • BNPL services follow their terms

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Subscriptions (if applicable)

  • Clear cancellation policy via account dashboard

  • Prorated refunds for mid-cycle cancellations

  • Payment method updates required 3 days before billing

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Fraud Prevention

We reserve the right to:

  • Require additional verification (phone, ID, photos)

  • Cancel suspicious orders

  • Hold high-risk shipments for manual review

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Questions About Payments?

📧 Contact@VerveBazaar.shop
📞 +1 (979) 204-8708 (Mon-Fri 9AM-5PM CST)